Personal Finances is a freeware personal finance application for people on the go. Designed to run both on the desktop computer or from any USB flash drive, this application lets user keep transactions – earnings and expenses and see whether you live on a budget, or overspend. This program offers many graphs to help the user analyze the budget in all details and cut out unnecessary expenses.

The peculiarity of Personal Finances lies in its outstanding ease of use. Beginners can learn how to track expenses much quicker than with advanced online home budget tools. Making and maintaining the budget in this program is a matter of a few steps. The first step is to create accounts, such as bank account, credit cards, and wallet. The second step is to set up categories. It will allow the user to categorize and sort expenses and income and review financial information in a meaningful way through reports. The third step is to enter transactions, in other words, everything you purchase and earn, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

The user can review the financial position using the summary view of all transactions. This program helps to see whether you live within the money your make. You`ll see how much money you have, how much you spend, how much is allocated to each member of the family and be able to determine the overspending categories that make the budget come out on the negative side and correct spending habits.

Personal Finances is freeware. Plus, there`s another nice benefit in this application – it can be run from any USB drive, which means you can track your budget not only at home but also on a journey. Simply plug the USB stick into any computer and update or review the budget.

Version: 5.1
License: Freeware
Download: Personal Finances v. 5.1

Personal Finances is an elegant, easy, yet technically advanced home financial manager for Windows users. Putting budget tracking on auto-pilot, the program will help users to track income and expenses, plan budget and cut back on unnecessary expenses. Personal Finances Pro will also help you to track expected income, spending and see how much money the user will have at any date in the future. Personal Finances is portable and can run from the USB drive.

Designed with the beginner in mind, Personal Finances lets anyone take the first steps into budget planning without a shock from software complexity and learning curve. For the most part this is due to a simple, well-designed interface. The main window puts all financial transactions, accounts, tools and options in front of the user, letting you review any budget item and modify it with a remarkable ease.

To get started, the user is required to create accounts, which can be a etc, credit card, cash, pocket money, real bank account. The next step is to enter transactions, both earnings and purchases. To make it simpler for the user to track budget in details, transactions can be defined with family members, tags, categories. Tags help to distinguish between similar transactions that fall into the same category.

Personal Finances has a powerful reporting tool that can generate pie, bar chart reports and trands with totals and percentages that reflect the flow of money for any period of time. The user can generate reports by tags, family members, categories. By clicking on any item in the report, user can drill down deeper to transactions associated with the item. Reports can be saved to file in HTML, CHM, or TXT, or printed to paper.

The program helps the user review the financial health of the home budget, see the spending categories that need to be trimmed in order to make a balanced budget one can live on without lapsing into debt.

Version: 5.1
License: Shareware
Download: Personal Finances Pro v. 5.1